SignCare

IFSC Verification

1 endpoint · Core API

IFSC stands for Indian Financial System Code. It is a unique 11-character alphanumeric code used in India to identify individual bank branches participating in electronic funds transfer and other online financial transactions. The Reserve Bank of India (RBI) assigns these codes to each bank branch to facilitate secure and efficient electronic money transfers within the country. The IFSC code is essential for various online transactions, including: 1. National Electronic Funds Transfer (NEFT): Used for transferring money between different bank accounts in India. 2. Real-Time Gross Settlement (RTGS): Used for high-value fund transfers within India. 3. Immediate Payment Service (IMPS): Used for instant fund transfers 24/7, including weekends and holidays. 4. Electronic Clearing System (ECS): Used for automated recurring payments like utility bills and EMIs (Equated Monthly Installments).

What you can do

Utilize this API to authenticate the existence of a provided IFSC code. The response will display details such as the bank name, branch name, supported transfer modes, and the associated MICR code, providing comprehensive information for verification purposes.

POST

/api/v1/ifsc/verify

#

Get IFSC Verification details

docs.signcare.io/core/api/bank-account/ifsc-verification/#post-api-v1-ifsc-verify

Headers

  • X-API-KEY
    stringrequired
    Your secret API key for the environment you are calling (Stage and Live use different keys).
  • X-API-APP-ID
    stringrequired
    The App ID issued together with the key.
  • Content-Type
    stringrequired
    application/json

Body parameters

application/json
  • consent
    stringrequired
    Required. The end user's consent to this verification. Send `Y`.
    minLength 1default Y
  • consent_text
    stringrequired
    Required. The consent statement shown to the end user. Send the default text from the sample.
    minLength 1default I hear by declare my consent agreeme…
  • request_id
    stringoptional
    Optional. Your own id to correlate this call in your logs. A unique id is generated if you leave it out.
    nullable
  • ifscCode
    stringrequired
    Required. 11-character IFSC in the format AAAA0NNNNNN: four uppercase letters, the digit 0, then six uppercase letters or digits.
    length 11pattern ^[A-Z]{4}0[A-Z0-9]{6}$default YESB00XXXXX
Sample request body
{ "consent": "Y", "consent_text": "I hear by declare my consent agreement for fetching my information via SignCare API", "ifscCode": "YESB00XXXXX" }

Responses

200OK
  • success
    booleanoptional
    No description.
  • statusCode
    integer (int32)optional
    No description.
    default 200
  • message
    stringoptional
    No description.
    nullabledefault XXXXX
  • data
    objectoptional
    Response model containing IFSC verification details for a bank branch.
    13 fields
    • bank
      stringoptional
      Gets or sets the name of the bank.
      nullabledefault YES BANK
    • ifsc
      stringoptional
      Gets or sets the IFSC code of the branch.
      nullabledefault YESB0000262
    • neft
      stringoptional
      Gets or sets the NEFT (National Electronic Funds Transfer) availability status.
      nullabledefault Live
    • imps
      stringoptional
      Gets or sets the IMPS (Immediate Payment Service) availability status.
      nullabledefault Live
    • rtgs
      stringoptional
      Gets or sets the RTGS (Real Time Gross Settlement) availability status.
      nullabledefault Live
    • upi
      stringoptional
      Gets or sets the UPI (Unified Payments Interface) availability status.
      nullabledefault Live
    • micr
      integer (int32)optional
      Gets or sets the MICR (Magnetic Ink Character Recognition) code of the branch.
      default 0
    • nbin
      integer (int32)optional
      Gets or sets the NBIN (National Bank Identification Number) of the branch.
      default 0
    • address
      stringoptional
      Gets or sets the address of the bank branch.
      nullabledefault GROUND FLOOR SHOP NO 1 RINKU CO OP H…
    • city
      stringoptional
      Gets or sets the city where the bank branch is located.
      nullabledefault MUMBAI
    • state
      stringoptional
      Gets or sets the state where the bank branch is located.
      nullabledefault MAHARASHTRA
    • branch
      stringoptional
      Gets or sets the branch name.
      nullabledefault SANTACRUZ, MUMBAI
    • ifscSubcode
      stringoptional
      Gets or sets the IFSC subcode identifying the bank.
      nullabledefault YESB0
  • messages
    array<string>optional
    No description.
    nullable
  • request_id
    stringoptional
    No description.
    nullable
  • isBillable
    booleanoptional
    Whether this request was charged: true if it was, false if not. Errors always show false. Flows that finish later (ITR Fetch, SHCIL eStamp, DigiLocker, eSign) show false here, because the charge is made when the result is ready. eSign charges each signer when they complete signing. DigiLocker deducts the credit when the link is created and refunds it automatically if the link expires before the user completes it.
Example
{ "success": false, "statusCode": 200, "message": "XXXXX", "data": { "bank": "YES BANK", "ifsc": "YESB0000262", "neft": "Live", "imps": "Live", "rtgs": "Live", "upi": "Live", "micr": 0, "nbin": 0, "address": "GROUND FLOOR SHOP NO 1 RINKU CO OP HOUSING SOCIETY LTD PLOT NO 317 LINKING ROAD KHAR WEST MUMBAI MAHARASTRA 400052", "city": "MUMBAI", "state": "MAHARASHTRA", "branch": "SANTACRUZ, MUMBAI", "ifscSubcode": "YESB0" }, "messages": [ "string" ], "request_id": "string", "isBillable": false }
400Bad Request
  • data
    objectoptional
    No description.
  • messages
    array<string>optional
    No description.
    nullable
  • request_id
    stringoptional
    No description.
    nullable
  • success
    booleanoptional
    No description.
    default false
  • message
    stringoptional
    No description.
    nullabledefault XXXXX
  • isBillable
    booleanoptional
    No description.
  • statusCode
    integer (int32)optional
    No description.
    default 400
Example
{ "data": {}, "messages": [ "string" ], "request_id": "string", "success": false, "message": "XXXXX", "isBillable": false, "statusCode": 400 }
401Unauthorized
  • data
    objectoptional
    No description.
  • messages
    array<string>optional
    No description.
    nullable
  • request_id
    stringoptional
    No description.
    nullable
  • success
    booleanoptional
    No description.
    default false
  • message
    stringoptional
    No description.
    nullabledefault XXXXX
  • isBillable
    booleanoptional
    No description.
  • statusCode
    integer (int32)optional
    No description.
    default 401
Example
{ "data": {}, "messages": [ "string" ], "request_id": "string", "success": false, "message": "XXXXX", "isBillable": false, "statusCode": 401 }
500Internal Server Error
  • data
    objectoptional
    No description.
  • messages
    array<string>optional
    No description.
    nullable
  • request_id
    stringoptional
    No description.
    nullable
  • success
    booleanoptional
    No description.
    default false
  • message
    stringoptional
    No description.
    nullabledefault XXXXX
  • isBillable
    booleanoptional
    No description.
  • statusCode
    integer (int32)optional
    No description.
    default 500
Example
{ "data": {}, "messages": [ "string" ], "request_id": "string", "success": false, "message": "XXXXX", "isBillable": false, "statusCode": 500 }
Code samplescurl · Node.js · Python
Stage: uat-ext.signcare.io
curl -X POST 'https://uat-ext.signcare.io/api/v1/ifsc/verify' \ -H 'X-API-KEY: YOUR_API_KEY' \ -H 'X-API-APP-ID: YOUR_APP_ID' \ -H 'Content-Type: application/json' \ -d '{ "consent": "Y", "consent_text": "I hear by declare my consent agreement for fetching my information via SignCare API", "ifscCode": "YESB00XXXXX" }'
All Bank Account Verification pages