PAN Verification

This API retrieves Permanent Account Number (PAN) details by matching a mobile number with a person's name. It allows you to verify and fetch PAN information when you have a user's mobile number and name, providing a convenient way to retrieve PAN details without requiring the physical PAN card or number from the user.

Key Benefits:

→ Simplifies KYC processes by retrieving PAN details using just mobile number and name.

→ Reduces manual data entry errors in financial and regulatory compliance workflows.

→ Enables faster customer onboarding with automated PAN verification.

→ Helps prevent identity fraud by cross-verifying user-provided information.

Use Cases:

→ Streamline customer onboarding for banking and financial institutions.

→ Verify customer identity during loan application processing.

→ Automate KYC verification for investment accounts and trading platforms.

Request Body Parameters:

→ name (required): Full name of the person as registered with the PAN.

→ mobile_no (required): Mobile number registered with the PAN: 10 digits starting with 6, 7, 8 or 9.

Queries official databases to fetch all registered email IDs and mobile numbers linked to a specific PAN card.

API Versions:

This endpoint supports two versions of the lookup, selectable via the version field in the request body.

Key Benefits:

→ Comprehensive Contact Discovery: Retrieve all registered email and mobile numbers in a single API call.

→ Enhanced Customer Profiling: Enrich customer data with verified contact information from official sources.

→ Multi-Channel Communication: Access multiple communication channels for customer outreach.

→ Streamlined Onboarding: Auto-populate contact fields with verified information.

→ Higher Coverage with V2: The V2 version taps into a wider data source — useful when the default version returns empty results.

Use Cases:

→ Customer Reactivation: Retrieve contact details of dormant account holders.

→ Loan Collections: Obtain verified contact information for borrowers.

→ Account Updates: Reach out to customers for KYC updates.

→ Cross-Selling Campaigns: Access accurate contact details for targeted offers.

Request Body Parameters:

→ id_number (required): Valid PAN card number — 5 letters, 4 digits, 1 letter (e.g., ABCDE1234F).

→ version (optional): Pass "v2" to call the V2 version of this API. Omit to use the default V1 version. Accepted value: "v2" (not case-sensitive); any other value is rejected.

Queries official records to fetch all GST Identification Numbers (GSTINs) associated with a given Business PAN.

Key Benefits:

→ Fetch all GST registrations linked to a single Business PAN in one request.

→ Simplify GST verification and business onboarding processes.

→ Validate business tax registrations across multiple states.

→ Improve compliance and KYC verification workflows.

→ Reduce manual effort in identifying all GST registrations for an organization.

Use Cases:

→ Business KYC: Verify all GST registrations associated with a business entity.

→ Vendor Verification: Validate GST registrations during vendor onboarding.

→ Compliance Checks: Identify GST registrations across different states.

→ Financial Services: Perform tax registration verification for lending and underwriting.

Request Body Parameters:

→ business_pan_number (required): Valid Business PAN number in the format of 5 letters, 4 digits, and 1 letter (e.g., ABCDE1234F).

Queries official databases to retrieve registration and classification history of MSME/Udyam enterprises linked to the business PAN.

Key Benefits:

→ Automated Retrieval: Retrieve all registered MSME details using just the PAN.

→ Multi-dimensional Data: Fetch classification history, NIC codes, units, and certificates in one request.

→ Simplified Compliance: Validate enterprise classification (micro/small/medium) for statutory compliance.

Use Cases:

→ Vendor Verification: Confirm the registration and status of business partners.

→ Onboarding Automation: Extract registered names and addresses from official records.

Request Body Parameters:

→ pan (required): Valid Business PAN number in the format of 5 letters, 4 digits, and 1 letter (e.g., ABCDE1234F).

→ is_pdf_required (optional): Boolean, default false. Set to true to also receive the Udyam certificate as a Base64-encoded PDF in udyam_certificate_base64 when available.